Hi I'm Rosa L Hernandez

It has been my passion and calling to provide the necessary support in Health Care and Estate Planning for more than 40 years. I started providing health care here in Central Texas since 1978 and grew into Preneed and Estate plans.

Planning Over Time

It takes experience, empathy and compassion to overcome the challenges that Preneed Planning brings. I am honored to be the cornerstone that you can build your future on.

Qualifications

I am certified as a Preneed Specialist by the State of Texas Insurance Board, and I bring with me the highest set of ethics and standards in the industry and my proven track record shows it.

Let me help you with that!

A+ Preneed Planning and Care

You might think Preneed Planning is only for people with a terminal illness and entering a nursing facility, but that's not entirely true. Any person diagnosed with a chronic, serious illness can benefit from Preneed Planning to improve their quality of life. Supportive Preneed Planning starts from day one.

The focal point of Preneed Planning is to provide better holistic symptoms management, pain, stress and symptom management for as long as your illness lasts, in coordination of ongoing concurrent treatment or if prognosis is six months or less (hospice care).

What’s Considered

  • Supportive
    By planning ahead, you are more likely to avoid unwanted or unnecessary suffering and relieve caregivers of decision-making burdens during moments of crisis or grief. You also help reduce confusion or disagreement about the choices you want people to make on your behalf.
  • Prepaying Final Funeral Arrangements
    To help relieve families, an increasing number of people are planning their own funerals, designating their funeral preferences, and sometimes paying for them in advance. They see funeral planning as something they themselves can plan and arrange.

Who should get preneed life insurance?

Suppose you have a terminal illness that disqualifies you from a final expense life insurance policy (which is rare but possible), or you don’t qualify for an affordable term life insurance policy. In that case, you may benefit from a preneed planning policy. 

If you want your funeral to be serviced through a specific institution, or you want to lift the burden of funeral planning from your beneficiaries, you may also consider purchasing preneed planning.

A Person or Family has the ability to make clear and well-considered decisions regarding Preneed Planning. As a result, family members can handle all the other things that comes during this difficult time.

If you’re unsure whether to purchase preneed or final expense insurance, I can help you decide which policy makes the most sense for your situation.